Tuesday, January 27, 2009

Bank Error, Collect $600.

So I went to an ATM to get 60 bucks having 87 sitting in my account. It gave me $600 and said I had -$512 dollars in my account. So now I'm sitting around with $540 bucks that I need to give back to the bank in the morning and bitch up a storm as to how it isn't possible to do that and they better not charge me anything for whatever the hell gave me $540 dollars more than I wanted on an ATM that shouldn't give me more than $300 and an account that shouldn't give me more than $87.

Update: The lady at the bank (they call them tellers, but shhhh... keep that on the down low) said "They shouldn't do that." I said, "I know.". She put the money back in the bank and reversed the overdraft fee. Woot.

5 comments:

RedFerret said...

Did you get a receipt? If the machine should only give $300, but gave you $600 its their mistake (I assume), and you should be OK. Mind you, bank will probably charge you 1st, then make you jump through hoops to reclaim money.

TRF

Tatarize said...

Yeah, got the receipt. Also should be pretty obvious from the record. They finally hit me with a 29 dollar charge for overdraft. Checked the bank disclosure info and it says 300 bucks is max and that they should properly limit my funds.

It really should have punted it as insufficient.

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